http://www.lifaye.com
生命是一种缘! -------------希望你我有缘, 有机会和您合作！
生命是一种缘! -------------希望你我有缘, 有机会和您合作！
BUYING/买房
一 确定理想地段-看房
确定最心仪的地段、房价以及房屋类型，经纪人会根据这些资料为你选择合适的房屋；
如有可能在你喜欢的地段找出两三套比较符合你心里价位和结构的房屋，对房屋进行交叉对比并仔细检查房屋的状况
二 订价/Offer
经纪人一般会提供最近这个区内类似房屋的成交价格，供参考，买家确定好价格签订买卖合同。经纪人会仔细给你讲解合同条款，并根据你的需 要加上 附加条款如验屋、贷款等。
三 验屋/按揭贷款
联系专业验屋师：验屋师会对房子的里里外外做详细的检查，对房子的优缺点作出详细的报告，如果你对验屋报告不满意，尽快联系你的经纪:
A)解除买卖合同，
B)积极跟卖家协商。但若是因为房屋使用功能或结构不喜欢或有缺陷，卖主一般不会再做较大的让步。
按揭贷款：你可以自己和银行谈，也可以让经纪给你介绍一家不错的贷款公司。新移民贷款一般不需要收入证明，只要首付达35%即可。
四 解除附加条件
A) 验屋，银行贷款都通过，附加条件解除, 合同由经纪递交律师,
B) 验屋，银行未通过，很遗憾，通知经纪解除合同，要回定金。
五 购买房屋保险
所有贷款机构都会要求你购买保险，尤其是火险，并在交屋那天生效。
六 交屋日（Closing Day）
经纪会通知你去取钥匙，并带你里里外外检查一遍，如发现问题，及时通知律师，不要急于搬家。一切顺利，尽情装扮自己温馨的家, 享受生活!
1. Identify Your Wants and Needs
By understanding your wants, needs and timeline, I can suggest your best plan of action. You will be delighted knowing we have a team ready to help you secure the best Home at the price and terms that are suitable to your budget.
2. Organize Home Showings and Provide Information on Target Markets
You can access properties on-line at the same time real estate professionals do. Together I will select the right homes to view at a time that is most convenient for all.
3. Offers Written In Plain English With The Terms And Conditions You Want
Once you find the right home and make the decision to purchase it, you'll want to move quickly. With my help, your offer is written on your terms. With professional guidance, your offer is correct and all conditions you require are included. If you need it, you will get the time to consult with banks, appraisers, building inspectors, and family - without any pressure from us. With these conditions written in for your protection, you can move quickly and confidently to secure the home you desire.
4. Real Estate Professional Represents You During The Presentation Of Offer
Most people list their homes expecting to negotiate. Usually room for negotiation is available. Knowing a property's selling time on the market and neighborhood prices is valuable when negotiating. I can assist you through the entire buyer experience making sure you have all the information at hand to make the right decisions. You get the best purchase price for your new home.
5. Organize Financing and Building Inspection
Always make sure what you think you are buying is indeed the property you are buying. As odd as this sounds, feeling comfortable with your purchase is a vital part of the home buying experience. Feeling comfortable has to do with securing the right financing. The right financing can save you thousands of dollars over the life of your mortgage.
The other factor contributing to your comfort is hiring a professional home inspector. Having the right professional is the way to gain peace of mind and guard your pocket book. A proper inspection will cover all areas of the house both structurally and mechanically and give you an objective view of the property. A qualified home inspector will provide you with a written report indicating areas of concern and the estimated cost of repair. Financing and inspection are just a part of the Buyer Services we offer.
6. Assist and Coordinate Physical Moves
Through my strategic alliances, I offer you reliable and professional contacts with local lawyers, movers, mortgage brokers, appraisers, builders, and other skilled experts to help you find and secure the new property for your family. As part of your transition into a new home, I will coordinate all required services. That makes your part a whole lot easier.
Transform Your Home Buying Experience Into Satisfaction With Little To No Work On Your Part. And Best Of All, It's FREE! Contact Faye today for your FREE consultation.
Faye Li
Oct6, 2015
谢绝转发！
卖房-卖出好价位
房子的价格主要取决于供于求，还有当地的经济状况。
一 卖房前准备工作
对房子做一个大体的检查，屋顶窗户是否漏雨；地下室是否潮湿；水龙头是否滴水；在上市场前请进行修缮，以免买家在验房时发现问题，影响房 子的价格及正常交易。然后多了解周围房子销售情况，尤其是与你所处的同一街道房屋结构相似的的房价信息，订出心里价位。
二 面试地产经纪
联系2-3个地产经纪进行面谈，或者根据朋友推荐，确定好地产经纪，由地产经纪做出书面房价评估，综合你自己的心里价位，定出合理的挂牌价；
三 房屋展示
做好房屋的清洁工作，尤其是厨房和卫生间，如果条件允许对房间进行重新布置和装修。收走不经常用的家具及多余的装饰品，让每个房间都看起 来更宽 敞明亮，并保证房间内没有任何异味，厨房内的垃圾要及时处理掉，在餐厅和客厅内摆上一些盛开的鲜花，会大大提高客人想住在这里的兴 趣。
四 合同处理技巧
正常情况下房屋销售天数为30-60天，如果你的房子在很短的时间就有人出OFFER，可能房价定位太低；也有可能遇到一个急于买此区域的买主； 如果你在60天以内，一个OFFER也没有接到，那么你就要考虑房子本身的问题了，要么暂时退出市场，要么调整价格。在房屋买卖中，价格是最主 要的因素，但是价格不是唯一的因素，在谈价的同时，还要看看其他附件条件，如交房时间等。
总而言之，想把房子卖得快价格又好，离不开卖家和地产经纪的通力合作。
July 24, 2017 加州房贷利率(Refi / Purchase): Transactions Close Within 30 days!
* Full Doc (全文件) Conv.: 30年固定（20%Home Equity, 680 minimum FICO, $417K maximum): 3.875% (P&I: $1960.89/month; APR: 3.999%)
* Full Doc (全文件) Conv.: 15年固定（20%Home Equity, 680 minimum FICO, $417K maximum): 3.125% (P&I: $2904.86/month; APR: 3.336%)
Call/email now to get your lowest possible rate today at (310)488-4081 (Max Huang: Max@AllianzMortgageCA.com)
Website: http://www.allianzmortgageca.com/allianzmax/
我是房地产Broker Associates同时也是房贷Officer。
我近期成功结束$4.8 Million交易的经验（包括买房丶卖房丶商业承租丶房屋贷款）
能够解答您在加州房地产和贷款上的问题。而当您的文件都齐全时，
也能幇助您递交开价合同，幇您实现拥有自宅的美国梦。
Call now at (310)488-4071。
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现今网路带给我们方便丶快速丶机会多；这环境同时也给骇客们更容易侵犯
并盗取我们的身份和隠私。ID Shield 加上LegalShield 是很强大的工具，
提供您和您家人完善的保护配套方案：http://mhuang.legalshieldassociate.com
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To all first time home buyers (or experienced buyers), I am a real estate Broker Associate and Mortgage Loan Officer.
My recent experience of closing $4.8 million transactions on selling, purchasing, and Mortgage transactions
can answer your real estate and mortgage concerns. And once your required documents are all ready,
I can assist you to make a strong offer and close transaction for you quickly to make your dream true of owning American Home.
Thank you for the opportunity and looking forward to speak and work with you shortly.
Max Huang / TRG, Inc & Allianz Mortgage Services, Inc
BRE# 01920072
NMLS# 1094454
陈静{Jing Chen}，是美国知名大型地产公司-侨福地产{Coldwell Banker George Realty}的Top Agent, 荣获Coldwell Banker全球总裁奖及国际蓝钻奖, 2014年CB全球钻石精英奖, 2015年CB国际总裁奖。CB George Realty 连续4年被评为加州＃1 Company! 陈静出生于中国湖南，曾在北京对外经济贸易大学攻读外贸英语专业，毕业于荷兰马斯特里赫特管理学院工商管理硕士学位。她拥有十余年美国房地产住宅及商业投资的经验。
陈静曾任美国佛罗里达州政府财税部门高级行政专员，并曾持有美国佛罗里达州地产经纪执照，任美国瑞景房地产集团专业地产经纪及项目经理职位。现任全美房地产协会会员，加州房地产协会会员及亚凯迪亚房地产协会会员。
买到称心如意的房子可能是所有人的梦想之一，那么用多少钱去买？在哪里买？什么时间买？资金是否到位？贷款还是现金？这些是我们首先需要考虑的问题。中国有句古话说：“人无远虑，必有近忧”，所以在想要买房之前就要有所计划，而第一步要做的就是务必找到一位资深房地产专家为您至始至终地规划及把关。陈静不仅有着丰富的房产买卖经验，并对洛杉矶地区的房地产走势也有很独特的分析，她认为虽然美国整体经济的前行似乎失去了动力，但近期种种迹象表明房地产市场却在慢慢升温，而且这种好转趋势只会有增无减。
加州气候宜人，吃住行方便，学校排名又在全美数一数二，尤其洛杉矶对华人来说占据了天时，地利及人和的优势，成为新移民的首选地区。目前恰逢房屋贷款的利息也创历史新低，所以提醒近期有购房意向的海内外华人朋友一定把握时机，才能决胜千里。
陈静曾独家代理无数卖主出售他们的房产，并也帮助无数买主及时买到他们理想的房产。“人品第一，生意第二”一直是她成就事业的座右铭。无论您是买卖个人住宅，生意或是投资商业地产，陈静，一定是您值得信赖的经纪！如有任何有关房地产领域的需求，欢迎与她联系!!
请点击以下链接查看陈静独家代理并推荐的房源：
https://www.chineseinla.com/f/page_viewtopic/t_407019.html
Jing Chen
Realtor / M.B.A.
CA BRE# 01911286
美国手机: (626) 576-8811
中国直拨电话：95013515588 分机：99668
电邮: jing.chen@coldwellbanker.com
微信: realtorjing
Coldwell Banker George Realty
＃1 Company By State of California
公司地址：
660 W. Huntington Drive., Arcadia, CA 91007
1611 S. Garfield Ave., Alhambra, CA 91801
17919 E. Gale Ave., City of Industry, CA 91748
